Active Policy Management
We proactively review your policies every 6–12 months to identify emerging risks and price increases early.
CGT Financial Services · 格上金融
Expert insurance planning, with ongoing management.
From life insurance and group benefits to travel, property & casualty, and commercial insurance, CGT Financial Services provides tailored solutions, transparent market comparisons, and dedicated ongoing service every step of the way.
Book a Consultation905.928.1111
Richmond Hill, Ontario
Serving individuals, families, and businesses across the GTA.
Who We Help
It starts with understanding your life and business.
01
Individuals & Families
Protect your family and plan for the future — life, travel, property & casualty insurance, and wealth succession.
02Business Owners
Safeguarding your business and team: Group Benefits, Key Person Insurance, and Commercial Protection.
03Commercial
Comprehensive commercial risk management — from property and liability to cyber and D&O insurance.
Our Services
A Dedicated Team, Total Risk Management.
Life Insurance
Protecting family, transferring wealth, and optimizing taxes.
Group Benefits
Attract and retain talent while managing long-term costs.
Travel Insurance
Travel with confidence — fast policy issuance and full claims support.
Property & Casualty Insurance
Multi-insurer comparisons, bundling discounts and proactive renewal support.
Commercial Insurance
Targeted risk assessment and tailored coverage design.
Why CGT Financial Services
Our service continues after your coverage is in place.
Transparent Market Comparison
We compare premiums, deductibles and key policy terms across multiple leading insurers.
Dedicated, Ongoing Service
A dedicated team supports you from application and underwriting through ongoing policy service and claims.
A bilingual team
Complex coverage explained in the language you're most comfortable with.
Our Insurance Partners
Insurance Insights & Planning Guides
Clear insights for more informed financial decisions.
Business Owners · Life Insurance
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